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The credit card also gives to the cardholders the facility to obtain cash disbursements on their credit for which they are subsequently billed by their credit card issuer for the repayment of the extended credit. Disbursement of cash is also possible with a debit card but different because the credit card issuer lends the cardholder money rather than remove the money from the account holders as happens with debit cards, thus charge cards are also the same as credit cards.

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