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Discover® More® Card
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The Discover® Platinum Card is ideal for those who are interested in the following Cashback Bonus® reward program and platinum benefits.
Through the cash back reward program, they receive up to 1% cash back for general purchases, 5% for purchases made at specific merchants (places like...
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I want to apply for this credit card
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| Zero balance transfer credit cards. No fee, no percentage, no hidden costs... The real premium offers are listed here. |
No Fee... |
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| Do you have a lot of costs or enjoying an expensive lifestyle? You need a high balance credit card to transfer your balance to. |
High Balance... |
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| Do you need time to consolidate your balance? Offers with 0% Intro APR for up to 12 months on balance transfers |
0 for 12 months... |
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These credit card offers usually promote a low fixed rate that applies to the transferred balance until it is paid off. So far, so good. Balance transfer promotions can be an excellent method for getting some low-interest (or interest-free) time between purchases and payment due dates. Additionally, transferring balances can be an astute option for those looking to consolidate their credit card debt at a lower interest rate.
But, as with anything that seems to good to be true, there may be provisions in the fine print of which you should be aware before making purchases with just any new credit card. Ignorance of these provisions could turn out to be expensive.
First, most credit cards only grant a "grace period" on purchases if you have completely paid off your previous balance. Since you are using this new card as a loan, that is not about to happen anytime soon. Therefore, interest charges will begin to accrue on each purchase from they day you buy them.
Second, these new purchases will often be subject to a higher interest rate and will be the last in line to get paid off. The credit card's regular higher APR will apply to these purchases. And, 100% of every payment you make on the new credit card will first go toward your finance charge, then toward the balance with the lowest interest rate. So the most recent items or services you paid for on credit will sit there, building up interest at the highest rate, and you can't stop it without paying off the balance transfer in full.
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Chase Platinum Visa® Card |
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Intro APR: 0% Issuer: Chase Manhattan Bank
This excellent card by Chase has got pretty appealing features: 0% intro APR on all purchases and balance transfers for 15 months time period, no annual fee and interest-free grace period when you...
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Blue from American Express® |
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Intro APR: 0% Issuer: American Express
Blue, issued by American Express® is a flexible card designed for those who are interested in Fee-Free rewards program offered.
This card has a very attractive reward program. Cardholders can earn...
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Clear from American Express® |
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Intro APR: 0% Issuer: American Express
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Blue CashSM from American Express® |
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Intro APR: 0% Issuer: American Express
The Blue Cash® for Business Credit Card, issued by American Express, designed for those who are intresetd in rewards made on purchases.
Cardholders may earn rebates from 0.5% to 5%, depending on...
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TrueEarnings® Card from Costco and American Express® |
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Intro APR: 1.99% Issuer: American Express
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Intro APR: n/a Issuer:
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Last updated: 2008-10-29
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